Count down to the last day you'll ever have to work
Your retirement
How to use the retirement countdown
Enter your planned retirement date and press Start countdown. The timer counts down in real time — days, hours, minutes, and seconds — until your last day of work. Optionally enter your salary to see how much you've earned today. Bookmark it and check back every morning to watch that number drop.
The Countdown to Your Freedom
Retirement is one of the biggest milestones of your life — the day you stop trading time for money and start living entirely on your own terms. Whether you're 5 years out or 5 months away, having a visual countdown makes the goal feel real and within reach.
Retired Yet? was built for people who are serious about getting there. Check in every morning, watch the days tick down, and let the countdown remind you why you're saving, planning, and pushing through. Every day that passes is a day you'll never have to work again.
Common Retirement Milestones to Count Down To
- Age 59½ — penalty-free 401(k) and IRA withdrawals begin
- Age 62 — earliest Social Security eligibility
- Age 65 — Medicare eligibility begins
- Age 66–67 — full Social Security retirement benefit (depending on birth year)
- Age 70 — maximum Social Security benefit if you delay claiming
- FIRE date — Financial Independence, Retire Early target
- Pension vesting date — when your pension becomes fully yours
- Your personal "enough" number — when savings hit your target
Who Uses Retired Yet?
- Workers counting down their final years before retirement
- FIRE movement followers tracking their financial independence date
- Government and military employees approaching pension eligibility
- Teachers counting down to the end of their career
- Anyone who has a target retirement date and wants to watch it approach
- Spouses and partners counting down together to shared retirement
Will it remember my retirement date?
Check the "Remember my retirement date" box and your date will be saved on your device. Next time you visit, your countdown picks up right where it left off — no re-entering needed.
How do I know when I can retire?
Common retirement ages are 62 (earliest Social Security eligibility), 65-67 (full Social Security benefit depending on birth year), and 59½ (penalty-free 401k withdrawals). Your planned retirement date depends on your savings, expenses, and personal goals. A financial advisor can help you calculate your specific number.
What is the earnings tracker?
If you enter your annual salary, the timer shows how much you've earned so far today based on a standard 8-hour workday. It's a fun way to watch the clock while you count down to freedom — and a reminder of what your time is worth.
Can I share this with my spouse?
Absolutely — just share the link to retired-yet.com and have them enter the same date. You can both count down to the big day together from any device.
Does it work on mobile?
Yes — Retired Yet? is fully mobile-responsive. Bookmark it to your home screen for a one-tap daily reminder of how close you are to the finish line.
Is it free?
Completely free, always. No account required, no subscription, no app to download. Just enter your retirement date and start the countdown.